Singpass verification: Government digital identity

Singpass verification confirms a Singapore resident's identity through Singapore's national digital identity. The individual logs in with Singpass from your site or app, sees which data items are requested, and consents. Myinfo then returns the data as held by the Singapore Government: the NRIC or FIN, name, nationality, residential address and employment details the individual consents to share. The result carries the source, the time of the check and the consent record in a signed audit record.

Hong Kong and Singapore banks, brokers, insurers and wealth platforms use it to onboard Singapore customers without document uploads. Chocolate Finance moved its Singpass verification to Fill Easy so that Singpass in Singapore and iAM Smart in Hong Kong run through one API and one team. MAS accepts identity information from a reliable and independent source for non-face-to-face onboarding, and Myinfo is the government's own record.

The check runs through the GovVerify API with the same two calls, consent flow and schema as the other three schemes. The individual needs only the Singpass app they already have. The result returns as soon as the individual consents.

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GovVerify

Government digital identity

Source
Singpass, Singapore
Turnaround
When the individual consents
Delivered as
Structured result
Order by
API

What the result contains

  • NRIC or FIN, name, nationality, residential address and employment details, as consented through Myinfo
  • Confirmation that the details come from the Singapore Government through Singpass
  • A signed audit record with the source, the time of the check and the consent reference
  • Structured data in the GovVerify schema, with your reference
  • AML and sanctions screening and, in Singapore, credit history in the same request, where asked for
An example order

To: agent@fill-easy.com Subject: Singpass verification for account opening Please start a Singpass verification for a new Singapore customer opening an account with us. We need identity, address and employment through Myinfo, returned to our onboarding system through the API. Reference SG-4410.

Questions

What details does a Singpass check return?

Through Myinfo, the NRIC or FIN, name, nationality, address and employment details the individual consents to share.

Who can verify with Singpass?

Singapore citizens, permanent residents and FIN holders aged 15 or above who have a Singpass account.

Can a Hong Kong firm verify Singapore customers with Singpass?

Yes. Chocolate Finance moved its Singpass verification to Fill Easy, so Singpass in Singapore and iAM Smart in Hong Kong run through one API and one team.

Does the individual have to consent?

Yes. Every GovVerify check runs with the individual's consent, given through the government scheme.

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