Innovation in Action: Fill Easy on the IFPHK AI & FinTech Day 2026 Panel
At IFPHK's AI and FinTech Day 2026, the harder questions: where responsibility sits when models fail, and why infrastructure readiness — not adoption — is the real bottleneck.
Getting past "AI will change everything" and into the harder questions.
I joined the panel "Innovation in Action: AI, RegTech and the Future of Financial Services" at IFPHK's AI and FinTech Day 2026, alongside Thomson Ho from 10Life and Martin Qiao from HSBC, with Paris Yeung moderating.
Where responsibility sits
We got past the usual "AI will change everything" and into the harder questions — where responsibility sits when models fail, how institutions move fast without losing control, and what actually differentiates Hong Kong in an increasingly competitive region.
Infrastructure readiness, not adoption
One thing stuck with me: the real bottleneck isn't AI adoption itself — it's infrastructure readiness. Without reliable data pipelines, clear governance and cross-border compatibility, even the best models don't translate into real impact. That is where RegTech evolves from a compliance checkbox into core infrastructure that enables scale, trust and entirely new product models.
