China Cross-Border Data
Mainland China KYC, KYB and medical invoice data returned to Hong Kong under Fill Easy's filed PIPL Standard Contract (Filing No. 202500031).
Mainland KYC: Cross-border data
Mainland KYC verifies a Mainland Chinese resident against the Mainland sources that hold the record, and returns the result to Hong Kong under Fill Easy's filed Standard Contract for cross-border personal information transfer (Filing No. 202500031). The identity element is China eID: an NFC tap on the resident identity card with a face check. To it can be added, as your policy asks, exit-entry permits from the immigration authority; a bank account matched to the identity through UnionPay, with two to five factors; mobile number status and tenure from the telecom operators; address matching; degrees from CHSI and professional qualifications from MOHRSS; and risk records from the courts, the enforcement lists and the People's Bank of China's credit system. Each check goes to the authority that issues the record.
Hong Kong banks, private banks, insurers and wealth managers use it to onboard Mainland customers and to meet enhanced due diligence where it applies, without a Mainland entity or a filing of their own. Each check answers in real time; deeper risk checks such as court, enforcement and credit records come back within the hour.
The identity check runs through the GovVerify API, which puts the request on the individual's phone, and the added checks return in the same structured result with a PDF report. Overseas colleagues can see summaries and anonymised results; the raw personal data stays in Hong Kong. The turnaround for the full set is confirmed with the order.
Cross-border data
- Source
- Mainland identity sources
- Turnaround
- Confirmed with the order
- Delivered as
- Structured result and PDF report
- Order by
- API
What the result contains
- Identity confirmed by China eID with a face check; name and ID number as fields
- Exit-entry permits, bank account, mobile number and address matching, where asked for
- Degrees, professional qualifications and licences checked with the issuing body, where asked for
- Court, enforcement, credit risk and adverse records from the source of record, where asked for
- A structured result and a PDF report, with the source and time of each check and the transfer recorded under Filing No. 202500031
To: agent@fill-easy.com Subject: Mainland KYC, private banking onboarding We are onboarding Zhang San, a Shenzhen resident. Please run China eID with face check, bank card and phone matching, and court, enforcement and credit risk records, through the API into our onboarding system. Reference PB-5520.
Questions
Which Mainland checks are available?
Identity by China eID with a face check; exit-entry permits; bank account, mobile number and address matching; degrees and professional qualifications; court, enforcement and credit risk records; and background and watchlist checks. Company checks and medical invoice checks are separate searches.
How does the data reach us lawfully?
Under Fill Easy (Nansha)'s filed Standard Contract for cross-border personal information transfer (Filing No. 202500031). You need no Mainland entity and no filing of your own.
Does the individual have to consent?
Yes. The identity check runs with the individual's consent on their phone, and the consent record returns with the result.
Can overseas colleagues use the results?
They can see summaries and anonymised results. Raw personal data stays in Hong Kong.
How quickly do the checks come back?
Most checks answer in real time. Deeper risk checks, such as court, enforcement and credit records, come back within the hour. The turnaround for a full set is confirmed with the order.